Customized Loans for Your Business Aspirations

Kenil Fintech offers tailored business loans for professionals like Chartered Accountants, Doctors, Architects, and Designers. We cater to large corporations, mid-sized companies, and small enterprises, recognizing the crucial role of cash flow in business growth. Our comprehensive services include eligibility screening, consultation, documentation, processing, and timely disbursement. With a simple 3-step application process, securing a business loan that fits your financial needs is easy and efficient.

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Business Loans to Fit Every Requirement

Working Capital Loans

Cover daily operations like payroll and inventory, ensuring smooth business functions.

Term Loans

Lump sum for specific purposes, repaid with regular installments. Ideal for expansion and equipment purchases.

Equipment Financing

For purchasing new/used equipment, with the equipment often serving as collateral.

Invoice Financing

Borrow against outstanding invoices for immediate cash flow.

Business Line of Credit

Flexible borrowing up to a limit, paying interest only on the amount used.

Merchant Cash Advances

Repaid through a percentage of daily credit card sales, based on future sales.

Small Business Administration (SBA) Loans

Government-backed with favorable terms, supporting small businesses with low-interest funding.

Commercial Real Estate Loans

For purchasing or renovating commercial property to expand business footprint.

Startup Loans

Capital for new businesses, supporting initial growth stages.

Business Acquisition Loans

Funding for buying existing businesses or franchises, facilitating growth through acquisition.

Quick, Clear, and Customized

Collateral-Free Loans

Swift Disbursement

Transparent Process

Flexible Repayment Options

Business Loan Eligibility Criteria

Any registered business, including sole proprietorships, partnerships, LLCs, corporations, retailers, traders, and manufacturers, is eligible.
Applicant must be an Indian citizen with valid proof of identity.
Age requirement : 21 to 65 years.
Must have a good credit history and score.
Business should be operational for at least a few months to a year.
Applicant must own a residence, office, shop, or warehouse.
Business must demonstrate stable income, cash flow, and meet minimum annual revenue requirements.
For secured loans, collateral such as inventory, equipment, real estate, or other valuable assets may be required.

Three easy Steps to avail your Business Loan

Experience Quick, Simple, and Transparent Steps to Secure Your Business Funding Today!

Documents Required

Qualification proof of the highest professional degree.

PAN Card – For Company/ Firm/ Individual

Identity proof: Copy of Aadhaar Card/ Passport/ Voters ID card/ Driving License/ PAN Card

Address proof: Copy of Aadhaar Card/ Passport/ Voters ID Card/ Driving License

Bank Statement (latest 6 months)

Latest ITR along with computation of income, Balance Sheet and Profit & Loss Account for the last 2 years. Financial should be certified or audited by a CA

Proof of continuation (ITR/ Trade License / Establishment Certificate/ Sales Tax certificate)

Frequently asked questions

Who can avail a Business Loan?

Self-employed individual/ Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.

How much loan can I avail of Business Loan?

You can avail of a loan from Rs 5,00,000/- to Rs 30,00,000/- depending on your income, repayment capacity and respective location product cap.

What is the minimum turnover requirement for a Business Loan?

For availing business loan, the minimum turnover required is Rs 100 Lakhs or Business with Tax Audited Financials.

How long does it take to get a business loan approved?

The approval process usually takes between 24 to 48 hours, depending on the completeness of the application and documentation provided.

What happens if I miss a loan repayment?

Missing a loan repayment can impact your credit score and may incur additional charges. It is essential to communicate with Kenil Fintech immediately if you anticipate difficulties in making a payment to explore possible solutions.