Kenil Fintech (“we”, “us”, or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://kenilfintech.com/ (the “Site”) and use our services. By accessing or using our Site, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy.

1. Information We Collect

We collect personal information to provide you with our loan finance services. The types of information we collect include:

• Personal Identification Information: Name, email address, phone number, postal address, date of birth, gender, and other similar information.
• Financial Information: Bank account details, income details, credit history, PAN, Aadhaar number, and other financial details.
• Employment Information: Employment status, employer details, and salary information.
• Usage Information: Information about how you use our Site and services, such as your IP address, browser type, access times, and referring website addresses.

2. How We Use Your Information

We use the collected information for various purposes, including to:

• Provide, operate, and maintain our services.
• Process your loan applications and manage your accounts.
• Communicate with you, including responding to your inquiries and providing customer support.
• Send you updates, promotional materials, and other information that may be of interest to you.
• Improve our Site and services, including analyzing how our Site is used.
• Comply with legal obligations and protect our rights and the rights of our users.

3. Sharing Your Information

We may share your information with third parties in the following situations:

• With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as credit bureaus, payment processors, and customer support services.
• For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
• With Your Consent: We may share your information with your consent or at your direction.

4. Security of Your Information

We use administrative, technical, and physical security measures to protect your personal information. While we strive to protect your information, we cannot guarantee its absolute security.

5. Your Data Protection Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• The right to access – You have the right to request copies of your personal information.
• The right to rectification – You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• The right to erasure – You have the right to request that we erase your personal information, under certain conditions.
• The right to restrict processing – You have the right to request that we restrict the processing of your personal information, under certain conditions.
• The right to object to processing – You have the right to object to our processing of your personal information, under certain conditions.
• The right to data portability – You have the right to request that we transfer the information that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our contact information provided below.